Privacy Policy

Last Updated: 11th December 2025

Welcome to Suma Monde Kapital (“we,” “our,” “us”). We value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you interact with our website, services, and communication channels.

By using our website or services, you agree to the terms outlined in this Privacy Policy.

1. Introduction

Suma Monde Kapital is committed to maintaining the privacy and security of your personal information. This Privacy Policy describes how we collect and handle information about you when you visit our website, communicate with us, or use our services.

2. Information We Collect

We may collect the following types of personal information from you:
    –    Name, email address, phone number, and mailing address
    –    Business information (if applicable)
    –    Payment or billing details (only when necessary for transactions)
    –    Information you provide through forms, emails, or customer service interactions
    –    Technical information such as IP address, browser type, and device information collected automatically through cookies and analytics tools

3. How We Collect Information

We collect personal information in several ways:
    –    When you voluntarily provide information through our website forms, emails, or phone calls
    –    When you interact with us on social media or subscribe to updates
    –    Automatically, through cookies or tracking technologies when you visit our website

4. Purpose of Data Collection

We collect and use your information for the following purposes:
    –    To provide, maintain, and improve our services
    –    To communicate with you regarding inquiries, updates, or promotional offers
    –    To process transactions or service requests
    –    To comply with legal and regulatory obligations
    –    To enhance website performance and user experience

5. Data Security Measures

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. While no system is completely secure, we strive to use industry best practices to safeguard your data.

6. Data Sharing and Disclosure

We do not sell or rent your personal information to third parties. We may share data only under the following circumstances:
    –    With trusted service providers who assist in operating our business and are bound by confidentiality agreements
    –    When required by law or governmental authorities
    –    To protect our rights, property, or safety and that of others
Your phone number and SMS consent information will only be used for communication purposes and will not be shared with third parties for marketing purposes.

7. Cookies and Tracking Technologies

Our website may use cookies or similar technologies to enhance your browsing experience, analyse site traffic, and understand user behaviour. You can modify your browser settings to refuse cookies, but this may affect some features of our site.

8. User Rights

Depending on your location, you may have the right to:
    –    Access and obtain a copy of your personal data
    –    Request correction or deletion of your data
    –    Withdraw consent at any time where processing is based on consent
    –    Object to certain data processing activities
To exercise these rights, please contact us using the details below.

9. Retention of Information

We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by applicable law.

10. Links to Other Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such external sites. We encourage you to review their privacy policies before providing any personal information.

11. Updates to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be reflected on this page with the updated revision date. Please review it occasionally to stay informed.

12. Contact Us

If you have any questions, concerns, or requests related to this Privacy Policy, please contact us at:
Suma Monde Kapital
Email: investor@sumamonde.com
Website: https://www.sumamonde.com

SMS Terms & Conditions

1- SMS Consent Communication:

The information Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
Consent to receive SMS messages is not a condition of purchase or use of our services.

2- Types of SMS Communications:

If you have consented to receive text messages from Suma Monde Kapital, you may receive messages related to the following:
    ●    Appointment reminders
    ●    Follow-up messages
    ●    Billing inquiries
    ●    Scheduling
    ●    Updates

3- Message Frequency:

Message frequency may vary depending on the type of communication.

4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:

You may opt-in to receive SMS messages from Suma Monde Kapital in the following ways
    ●    Verbally, during a conversation
    ●    By messaging us first
    ●    By submitting an online form
By providing your mobile number, you agree to receive SMS messages from Suma Monde Kapital.

6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7- Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at investor@sumamonde.com

8- Standard Messaging Disclosures:

    ●    Message and data rates may apply.
    ●    You can opt out at any time by texting “STOP.”
    ●    Text HELP for assistance.

Carriers are not liable for delayed or undelivered messages.